:root{--ink:#10233f;--muted:#5f6f82;--line:#dbe5ef;--bg:#f6f9fc;--card:#fff;--blue:#1367e8;--blue2:#0a4fb7;--green:#0b7f60;--max:1160px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.68;padding-bottom:0}
a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}.wrap{width:min(var(--max),calc(100% - 36px));margin:auto}
.site-header{border-bottom:1px solid var(--line);background:rgba(255,255,255,.98);position:sticky;top:0;z-index:100;backdrop-filter:blur(8px)}
.navbar{min-height:70px;display:flex;align-items:center;gap:24px}.brand{font-size:1.38rem;font-weight:900;color:var(--ink);letter-spacing:-.04em;white-space:nowrap}.brand span{color:var(--blue)}
.desktop-nav{display:flex;gap:20px;align-items:center;margin-left:auto;font-size:.92rem;font-weight:700}.header-actions{display:flex;align-items:center;gap:10px}.cta{display:inline-flex;align-items:center;justify-content:center;background:var(--blue);color:#fff!important;border-radius:9px;padding:10px 16px;font-weight:800;text-decoration:none!important;white-space:nowrap}.cta:hover{background:var(--blue2)}
.menu-btn{display:none;background:#fff;border:1px solid var(--line);border-radius:9px;width:42px;height:42px;font-size:1.3rem;cursor:pointer}.mobile-menu{display:none;border-top:1px solid var(--line);padding:12px 18px 18px;background:#fff}.mobile-menu.open{display:block}.mobile-menu a{display:block;padding:9px 0;font-weight:700;color:var(--ink)}
.hero{background:linear-gradient(180deg,#f2f7ff 0,#fff 100%);padding:70px 0 52px}.eyebrow{text-transform:uppercase;letter-spacing:.12em;color:var(--blue);font-size:.75rem;font-weight:900}h1{font-size:clamp(2.25rem,5vw,4rem);line-height:1.06;letter-spacing:-.05em;margin:.2em 0}.lede{font-size:1.16rem;color:var(--muted);max-width:800px}
.section{padding:54px 0}.section.alt{background:var(--bg)}.section h2{font-size:2rem;letter-spacing:-.035em;line-height:1.2}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{border:1px solid var(--line);border-radius:14px;padding:23px;background:#fff;box-shadow:0 8px 30px rgba(16,35,63,.035)}.card h2,.card h3{margin-top:0;line-height:1.25}
.article{display:grid;grid-template-columns:minmax(0,790px) 285px;gap:58px;padding:42px 0 72px}.article main h2{font-size:1.65rem;margin-top:2em;line-height:1.25}.article main h3{font-size:1.2rem;margin-top:1.6em}.article main p,.article main li{color:#263a52}
.sidebar{align-self:start}.sidebox{border:1px solid var(--line);border-radius:14px;padding:20px;margin-bottom:18px;background:#fff}.sidebox h3{margin:0 0 8px;font-size:1.08rem}.sidebox p{font-size:.9rem;color:var(--muted)}.sidebox .cta{width:100%}.side-links a{display:block;margin:8px 0;font-size:.9rem}
.notice{background:#edf5ff;border:1px solid #cfe2ff;border-radius:12px;padding:16px 18px;margin:24px 0}.experience{background:#f0fbf7;border:1px solid #c9efe1;border-radius:12px;padding:16px 18px;margin:24px 0}.experience strong{color:#08694e}
table{width:100%;border-collapse:collapse;margin:24px 0;font-size:.94rem}th,td{text-align:left;border-bottom:1px solid var(--line);padding:12px 9px;vertical-align:top}th{background:var(--bg)}
.breadcrumbs{font-size:.85rem;color:var(--muted);padding-top:24px}.pill{display:inline-block;border:1px solid var(--line);padding:4px 9px;border-radius:999px;font-size:.76rem;font-weight:750;color:var(--muted)}
footer{background:#0d1c31;color:#c8d3df;padding:44px 0}.foot{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}footer a{color:#e7f0ff}.fine{font-size:.82rem;color:#8fa0b3}.sitemap-list{columns:2;column-gap:40px}.sitemap-list li{break-inside:avoid;margin:7px 0}
@media(max-width:840px){.navbar{gap:10px}.desktop-nav{display:none}.header-actions{margin-left:auto;gap:7px}.menu-btn{display:inline-flex;align-items:center;justify-content:center}.cta{padding:9px 12px;font-size:.88rem}.brand{font-size:1.2rem}.article{grid-template-columns:1fr}.grid{grid-template-columns:1fr}.foot{grid-template-columns:1fr}.sitemap-list{columns:1}.hero{padding-top:48px}}
@media(max-width:420px){.wrap{width:min(var(--max),calc(100% - 24px))}.brand{font-size:1.08rem}.cta{font-size:.82rem;padding:8px 10px}.navbar{gap:6px}}

/* Editorial-complete build additions */
.popup-backdrop{position:fixed;inset:0;background:rgba(8,20,38,.62);z-index:500;display:none;align-items:center;justify-content:center;padding:20px}
.popup-backdrop.show{display:flex}.offer-popup{position:relative;width:min(520px,100%);background:#fff;border-radius:16px;padding:28px;box-shadow:0 24px 80px rgba(0,0,0,.28)}
.offer-popup h2{margin:0 36px 8px 0;font-size:1.65rem;line-height:1.2}.offer-popup p{color:var(--muted);margin:0 0 20px}.popup-actions{display:flex;gap:10px;flex-wrap:wrap}
.popup-secondary{display:inline-flex;align-items:center;justify-content:center;border:1px solid var(--line);background:#fff;color:var(--ink);border-radius:9px;padding:10px 16px;font-weight:800;cursor:pointer}
.popup-close{position:absolute;right:14px;top:12px;border:0;background:transparent;font-size:1.6rem;line-height:1;cursor:pointer;color:var(--muted);padding:6px}
.key-points{background:var(--bg);border:1px solid var(--line);border-radius:12px;padding:18px 20px;margin:24px 0}.key-points h2{margin-top:0!important;font-size:1.2rem!important}
@media(max-width:840px){
 .desktop-nav,.menu-btn,.mobile-menu{display:none!important}
 .navbar{justify-content:space-between}
 .header-actions{margin-left:auto}
 .header-actions .cta{font-size:.92rem;padding:10px 14px}
 .brand{font-size:1.2rem}
}
@media(max-width:390px){.brand{font-size:1.05rem}.header-actions .cta{font-size:.82rem;padding:9px 10px}}

.nav-drop{position:relative}.nav-top{display:block;padding:24px 0}.submenu{display:none;position:absolute;top:64px;left:-18px;width:270px;background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px;box-shadow:0 18px 50px rgba(16,35,63,.14);z-index:300}.nav-drop:hover .submenu,.nav-drop:focus-within .submenu{display:block}.submenu strong{display:block;margin:0 0 8px}.submenu a{display:block;padding:7px 4px;color:var(--ink);font-weight:650}.submenu .view-all{color:var(--blue);border-top:1px solid var(--line);margin-top:8px;padding-top:11px}
.article-meta{display:flex;gap:10px;flex-wrap:wrap;color:var(--muted);font-size:.86rem;margin:10px 0 18px}.takeaways{border:1px solid #cfe2ff;background:#f5f9ff;border-radius:13px;padding:18px 20px;margin:22px 0}.takeaways strong{display:block;margin-bottom:7px}.takeaways ul{margin:0;padding-left:20px}.guide-toc{border:1px solid var(--line);border-radius:12px;padding:18px 20px;margin:24px 0;background:#fff}.guide-toc strong{display:block;margin-bottom:8px}.guide-toc a{display:block;margin:5px 0}.cluster-library{background:var(--bg);border:1px solid var(--line);border-radius:14px;padding:20px;margin:25px 0}.cluster-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:9px 18px}.cluster-grid a{font-weight:700}.faq h3{margin-bottom:5px}.freshness{font-size:.9rem;color:var(--muted);border-left:3px solid var(--blue);padding-left:12px;margin:20px 0}.hub-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.hub-card{border:1px solid var(--line);border-radius:14px;padding:20px}.hub-card h2{font-size:1.3rem!important;margin-top:0}.hub-card a{display:block;margin:7px 0}.journey{display:grid;grid-template-columns:repeat(5,1fr);gap:10px;margin-top:24px}.journey div{border:1px solid var(--line);border-radius:12px;padding:16px;background:#fff}.journey strong{display:block}
@media(max-width:840px){.desktop-nav{display:none!important}.hub-grid,.journey,.cluster-grid{grid-template-columns:1fr}.navbar{justify-content:space-between}}